SmartBiz is a leading online bank network for SBA and term loans for small businesses $350,000 and under. Banks in our network have funded nearly $4 billion in SBA 7(a), Paycheck Protection Program (PPP) and term loans.
SmartBiz Loans is the smartest way to “yes”. We guide your business through the loan application process to help you get the best and lowest cost financing that meets your needs. Our experienced professionals use our unique technology platform to help match your loan application with the bank most likely to fund your business.
Whether you are seeking an Small Business Administration (SBA) loan, Bank Term loan, or a more customized financing option, our team of friendly professionals helps you find the right option for your individual situation. Our single, streamlined application process can help you apply for the best loan option for your needs. Funds can be used for a variety of purposes like working capital, high interest debt consolidation, hiring employees and purchasing or refinancing commercial real estate property.
Why you should consider an SBA loan?
SBA loans have low interest rates (6% to 7%), long repayment terms (10 years) with low monthly payments, and no prepayment penalties for qualified applicants.
You’re matched with the right lender
SmartBiz helps match you with the lender most likely to fund your business needs.
We Stay By Your Side
Our experienced professionals are there to walk you through the application process and help you finance your business today and tomorrow.
SmartBiz streamlines and automates the online loan application process.
We help you apply for SBA, Bank Term loans or a more customized financing option to support your business.
SBA loans are available from $30,000 to $350,000.
Term loans are available from $30,000 to $500,000.
Only one application is required to be completed no matter what funding option is right for you.
Pre-qualify in less than 5 minutes without impacting your credit score.1
1We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.
How it works
Learn how our fast and secure application helps you get the right loan at the right time. Real SmartBiz customers share their positive experience with SmartBiz:
We get to know you and your unique business
Complete one streamlined loan application online so we can learn more about you and your unique business.
Understand the right options for you
We walk you through the online loan application and recommend the best options based on your business and financial profile.
Match you with the right lender
We match you with the banks or non-bank lenders in the SmartBiz network most likely to approve your loan application.
What customers are saying
SmartBiz Loans helped me with an SBA loan. SBA loans have great percentages, they have longer terms, so as you go into business, it gives you the time you need to become successful.
Apply at SmartBiz Today
Get a $500 Visa gift card2 when you apply and get funded for an SBA or bank term loan through a bank in the SmartBiz network.