About Poynt

Poynt Processing enables businesses to:

Sell everywhere – sell in-store, online or take orders over the phone. Invoice customers; save a card-on-file or bill them on a recurring basis.

Manage your business from anywhere – track sales on the app, manage employees' time and reconcile sales easily using our plugin for QuickBooks. Poynt is here to help by offering 24/7 phone, email, and chat support.

Grow your business - whether it is needing help to stay in business or simply growing your business in these difficult times, we are here to support businesses with Poynt Capital, customized egift card programs and so much more.

Our direct-to-merchant, omni-commerce processing solution – Poynt Processing – is comprised of:

Competitive rates and choice of terminal

Accept payments in-person, online, and over the phone with ultra-competitive rates:

  • 2.3% in-person
  • 2.9% + 30¢ eCommerce and invoices
  • 3.3% + 15¢ keyed-in

Rent your Smart Terminal for a flat monthly fee or buy it outright.

Zero hidden fees and absolutely no contracts

Transparent pricing with no hidden fees for activation, interchange assessment, chargebacks, refunds, PCI compliance or account inactivity.

No long-term contracts with the ability to cancel online anytime, or by calling our service desk.

Instant activation and next day funding

Activate and start taking payments immediately.

Receive your funds the next business day.

24/7 email and phone support from a real person.

Why Poynt

  • Omni-commerce payment platform offering a superb customer experience
  • Integrated eCommerce payments with support for select 3rd party apps
  • Access to curated vertical-specific 3rd party business apps
  • Securely accept remote one-time or recurring payments
  • Out-of-the box software to help power and grow your business
  • Choice of Smart Terminal to suit your business needs
  • Business activity reporting and management tools
  • Integration with your existing accessories and peripherals

How it works

Learn more about how Poynt can help you manage and grow your business today.

With Poynt Processing you can:

  • Easily apply within minutes
  • Start accepting payments immediately after approval with Virtual Terminal
  • Get free shipping and returns

Apply today in 3 easy steps:

Step 1: Complete your business owner and business information profile

Simply enter your information as owner of the business including:

  • Name
  • Mobile phone
  • Email address

…and then agree to Poynt’s Terms of Service.

Then enter the information for the business and select your business type.

Step 2: Securely link your business bank account

For the fastest way to link your account:

  • Enter your login credentials for your business bank account.
  • You’ll be securely connected (via Plaid) to our servers.
  • We will automatically pass your account details as part of the sign up process.

Step 3: Order your Smart Terminal and start processing immediately

The last step in the sign up process is for you to choose your smart terminal by:

  1. Selecting the type and quantity of terminal(s) you would like to order
  2. Entering your ship to address
  3. Entering your credit card information1
  4. Selecting complete

Poynt offers the choice of either the Poynt Smart Terminal (countertop) or Poynt 5 Smart Terminal (Handheld).

1The card will be charged only when the application is finally approved.

What our customers are saying

Bay Area Kids Dentist loves using our Poynt terminals! We have been with Poynt since the beginning, and we love the combination of cutting-edge technology and credit card processing.

– Bay Area Kids Dentist

Get Poynt Processing

Businesses who sign up, and are approved for, Poynt Processing as a referral from the VISA Hub will receive either: $15 per month off the rental fee of a Poynt Smart Terminal (Countertop); or the $15 per month fee waived for the rental of a P5 Smart Terminal (mobile).2

Get started

Disclaimer: External linked websites are owned and operated by third parties, and Visa makes no representations about the accuracy or completeness of any information, including offers.

2Offer terms and conditions

  • Merchants must process a minimum of $5,000 per month in Gross Processing Volume (“ GPV”).
  • Merchants who maintain a minimum of $5,000 per month in GPV will receive the promotional offer for the entire period of their processing relationship with Poynt.
  • Offer is valid for merchants who sign up by April 30, 2021.