Merchants are deploying chip-activated terminals, but if you run across a merchant without a chip-activated terminal, you can still swipe your chip-enabled card using the magnetic stripe on the back of the card. When you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead.
You can use your card for payment whether you’re shopping online or over-the-phone. Regardless of whether you insert, swipe or enter your card information online, you’re protected from unauthorized transactions with Visa’s Zero Liability Policy.*