Modernizing how healthcare moves money

Still from the Visa Commercial Healthcare Solutions video.

Uplifting the healthcare community by improving the patient and provider experience

In healthcare, time matters – from pre-authorization and insurance reimbursements to supplier payments and patient billing. Every delay can have downstream impact on care quality and operational health. Visa Commercial Healthcare Solutions aims to bring speed, trust, and visibility to every transaction, helping modernize how money moves between payers, providers, suppliers, and patients.

Reduce friction

Simplify reimbursement and remittance processes.

Increase transparency

Enable real-time insight into payment status and flow.

Build trust

Strengthen relationships between healthcare partners through secure, reliable payments.

Did you know?

Solutions for providers

Hospitals and health systems are managing tighter margins and increasing patient expectations.² Visa Commercial Healthcare Solutions aims to help streamline payment workflows, improve working capital, and enhance the financial experience for patients and staff.

Use Cases:

Accelerate reimbursement from payers and patients
Simplify vendor and supplier payments
Reduce administrative cost-to-collect.

Visa virtual cards can help businesses manage Days Sales Outstanding more efficiently, while Visa Direct enables faster reimbursements — often reducing processing time from weeks to minutes.

Solutions for payers

For insurers and benefit administrators, payment inefficiencies can add cost and complexity. Visa healthcare and benefits solutions are designed to help streamline disbursements, reduce fraud risk, and enhance member engagement through digital payment options.

Use Cases:

Modernize claims disbursement to providers and members
Increase payment accuracy and automation
Improve member satisfaction with digital options.

Solutions for suppliers and Group Purchasing Organizations (GPOs)

Suppliers, distributors, and GPOs often rely on predictable cash flow to manage operations effectively. Visa Commercial Healthcare Solutions is designed to help improve payment speed and visibility, supporting suppliers as they scale and fostering stronger connections across the healthcare value chain.

Use Cases:

Speed up receivables
Reduce manual processes
Gain insights into payment performance.

Work toward improving cash flow predictability and reducing manual processes with Visa’s secure digital payment infrastructure.

Solutions for technology and fintech partners

As healthcare becomes more connected, technology partners are working to bridge data, care, and commerce. Visa’s APIs and payment infrastructure are designed to support integration of payment functionality into healthtech, fintech, and insurtech platforms.

Use Cases:

Embed payments into digital health or claims systems
Offer near real-time disbursements through Visa Direct*
Enable secure digital payment acceptance.

*Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable)

Solutions for employee benefits and consumer directed healthcare

Health benefits administrators are working to redefine the consumer experience in healthcare. Visa healthcare and benefits solutions offer flexible payment tools designed to simplify healthcare spending for employees and support greater transparency for employers.

Use Cases:

Enable faster FSA/HSA disbursements
Integrate with digital health wallets
Improve employee engagement through ease of use.

Through Visa partnerships, employees can use their health benefits at a wide range of eligible locations, making it easier to access care and reducing the likelihood of declined transactions.

Healthcare Trends

How financial stability impacts CMS score

Hospitals and health systems can leverage digital payments in a number of ways to help optimize working capital.

Learn more about working capital in the healthcare sector

Streamlining healthcare payments to help unlock growth

Financial institutions (FIs) that find ways to help healthcare organizations modernize money movement can position themselves at the forefront of a crucial evolution in the healthcare marketplace.

Learn more about how FIs can enhance healthcare payments

Built for collaboration

Visa Commercial Healthcare Solutions connects technology partners, financial institutions, and healthcare organizations to support seamless digital payment experiences. Through integrations with platforms like Zelis and Dash Solutions, Visa Direct helps enable near real-time disbursements.²

Modernize your healthcare payments with Visa

Whether you’re a payer, provider, supplier, or benefits administrator, Visa Commercial Healthcare Solutions can help you improve financial performance and patient experience through better payment flows.

Contact sales

J.P. Morgan Healthcare Payments, 2024, Trends in Healthcare Payments Fifteenth Annual Report (2024)
Visa Direct product capabilities and healthcare partnerships (Zelis, Dash Solutions)