You can feel confident about safety when you use your Visa card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.1


Visa takes proactive steps to ensure that your information isn't used fraudulently, online or off.

3-Digit Security Code

If you make a purchase by phone or online, the code on the back of your Visa card confirms that the card is in your physical possession.

Visa Security Sense

From news about the latest scams to the smartest prevention tips, knowledge is the key to beating fraud. Learn more about the simple steps you can take to fight fraud.


Our best-in-class systems detect fraud in real time, while you're shopping, so that action can be taken right away to minimize the impact.

Real Time Fraud Monitoring

Visa uses sophisticated behavioral profile models to continuously monitor our network for disruptions in typical spending patterns so we can identify and respond to fraudulent activity immediately.


You're 100%covered in the event your card information is used to commit fraud. We'll help you regain control of your account and safeguard it for the future.

Zero Liability

You are not held liable for unauthorized purchases made using your Visa card, whether the transaction occurs online or off. 1

Identity Theft

Access to confidential assistance for help recovering from identity theft. Just call (866) ID-HOTLINE to reach trained volunteers.

1 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Did you know?

Visa helps victims of identity theft get their accounts back in good standing.
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Call the Visa Global Customer Assistance Center at (800) 847-2911