Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments. A unique one-time code is generated behind-the-scenes that is needed for the transaction to be approved - a feature that is virtually impossible to replicate in a counterfeit card.

See how easy it is to use

Step 1

Insert the chip end of your card into
the terminal (instead of swiping).

Step 2

Keep your card in the terminal to
complete your purchase.

Step 3

Don't forget to take your card with
you when you leave

See how easy it is to use

Step 1

Insert the chip end of your card into
the terminal (instead of swiping).

Step 2

Keep your card in the terminal to
complete your purchase.

Step 3

Don't forget to take your card with
you when you leave

Simple



Secure



Smart

See how easy it is to use

Step 1

Insert the chip end of your card into the terminal (instead of swiping).

Step 2

Keep your card in the terminal to complete your purchase.

Step 3

Don't forget to take your card with you when you leave

Consumer chip cards

As merchants adopt Visa chip technology throughout 2015, there are a few things to keep in mind:

  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • You can still swipe your chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals
  • When you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Use your card for payment over-the-phone or online just like you always have
  • Insert or swipe — you’re always protected from unauthorized transactions with Visa’s Zero Liability Policy.
Consumer chip cards
Consumer chip cards

Preferred in more places

You can use your chip card anywhere Visa is accepted because it also has a magnetic stripe. Plus, the chip card offers additional benefits:

  • When you travel internationally, transactions with merchants that strongly prefer chip cards will be simple and secure
  • Visa chip technology helps pave the way for innovations like mobile commerce, helping to ensure that wherever and however you want to pay in the future is secure and convenient

Enhanced security

In addition to creating unique codes for every transaction, Visa also provides security by:

  • Protecting you from fraud losses with Visa Zero Liability
  • Requiring financial institutions to provide provisional credit to your account within 5 days in the event fraud does occur, ensuring you have quick access to your money
Visa chip credit cards
More about Visa chip technology

As merchants adopt Visa chip technology throughout 2015, there are a few things to keep in mind:

  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • You can still swipe your chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals
  • When you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Use your card for payment over-the-phone or online just like you always have
  • Insert or swipe — you’re always protected from unauthorized transactions with Visa’s Zero Liability Policy.
Consumer chip cards
Preferred in more places

You can use your chip card anywhere Visa is accepted because it also has a magnetic stripe. Plus, the chip card offers additional benefits:

  • When you travel internationally, transactions with merchants that strongly prefer chip cards will be simple and secure
  • Visa chip technology helps pave the way for innovations like mobile commerce, helping to ensure that wherever and however you want to pay in the future is secure and convenient
Consumer chip cards
Enhanced security

In addition to creating unique codes for every transaction, Visa also provides security by:

  • Protecting you from fraud losses with Visa Zero Liability
  • Requiring financial institutions to provide provisional credit to your account within 5 days in the event fraud does occur, ensuring you have quick access to your money
Visa chip credit cards

Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments. A unique one-time code is generated behind-the-scenes that is needed for the transaction to be approved - a feature that is virtually impossible to replicate in a counterfeit card.

See how easy it is to use

Visa card security chip

Step 1

Insert the chip end of your card into
the terminal (instead of swiping).

Step 2

Keep your card in the terminal to
complete your purchase.

Step 3

Don't forget to take your card with
you when you leave

Simple

Secure

Smart

 
See how easy it is to use

Step 1

Insert the chip end of your card into the terminal (instead of swiping).

Step 2

Keep your card in the terminal to complete your purchase.

Step 3

Don't forget to take your card with you when you leave

Visa card security chip
Simple Secure Smart

As merchants adopt Visa chip technology throughout 2015, there are a few things to keep in mind:

  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • You can still swipe your chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals
  • When you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Use your card for payment over-the-phone or online just like you always have
  • Insert or swipe — you’re always protected from unauthorized transactions with Visa’s Zero Liability Policy.
Consumer chip cards
Consumer chip cards

Preferred in more places

You can use your chip card anywhere Visa is accepted because it also has a magnetic stripe. Plus, the chip card offers additional benefits:

  • When you travel internationally, transactions with merchants that strongly prefer chip cards will be simple and secure
  • Visa chip technology helps pave the way for innovations like mobile commerce, helping to ensure that wherever and however you want to pay in the future is secure and convenient

Enhanced security

In addition to creating unique codes for every transaction, Visa also provides security by:

  • Protecting you from fraud losses with Visa Zero Liability
  • Requiring financial institutions to provide provisional credit to your account within 5 days in the event fraud does occur, ensuring you have quick access to your money
Visa chip credit cards
More about Visa chip technology

As merchants adopt Visa chip technology throughout 2015, there are a few things to keep in mind:

  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • You can still swipe your chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals
  • When you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Use your card for payment over-the-phone or online just like you always have
  • Insert or swipe — you’re always protected from unauthorized transactions with Visa’s Zero Liability Policy.
Consumer chip cards
Preferred in more places

You can use your chip card anywhere Visa is accepted because it also has a magnetic stripe. Plus, the chip card offers additional benefits:

  • When you travel internationally, transactions with merchants that strongly prefer chip cards will be simple and secure
  • Visa chip technology helps pave the way for innovations like mobile commerce, helping to ensure that wherever and however you want to pay in the future is secure and convenient
Consumer chip cards
Enhanced security

In addition to creating unique codes for every transaction, Visa also provides security by:

  • Protecting you from fraud losses with Visa Zero Liability
  • Requiring financial institutions to provide provisional credit to your account within 5 days in the event fraud does occur, ensuring you have quick access to your money
Visa chip credit cards