Visa Purchasing Card

Visa Purchasing Card

Apply Now
Find a solution provider to apply now

Streamline paperwork with Visa

With the Visa Purchasing card, you can significantly reduce the time and cost of paying for a variety of business-to-business goods and services. Visa Purchasing eliminates paper-based purchase orders and invoice processing.

The Visa Purchasing card can help you manage spending because it:

  • Streamlines your procurement process.
  • Integrates into your existing financial systems.
  • Gives you complete data on all your purchases.
  • Has the potential to achieve substantial cost savings over traditional procurement methods.

The Visa Purchasing card is one of the most widely held procurement cards in the industry and can be an effective, cost-saving alternative to initiating a check request or purchase requisition.


Visa unsurpassed acceptance gives you the flexibility to use your Visa Purchasing card wherever Visa credit cards are accepted worldwide.

Here are just a few of the advantages you gain with a Visa Purchasing card:

  • Streamlines purchase and accounting processes by eliminating purchase orders, invoices, and checks.
  • Improves management reporting so you can analyze spending data by expense type, Merchant Category Code, geography, and more.
  • Ability to monitor compliance with spending policies and purchases toward negotiated volume thresholds.
  • Expands your purchasing card program with comprehensive supplier management.

Locate suppliers through the online Visa Supplier Locator or use the Supplier Matching Service to identify suppliers capable of providing Level II and III data.

Visa offers a broad set of benefit programs to enhance security and convenience with the potential to save your company money—all with around-the-clock support from Visa.


The Visa Purchasing card meets your needs with a variety of features that save you time and money. Here are some of the ways Visa works for you:

  • Variety of billing and payment options, including centralized billing with memo statements.
  • Flexible limits and controls to help manage spending and ensure compliance to company policy.
  • Restricted card use you can designate for specific types of merchants or suppliers, or established spending limits for specific timeframes.
  • Purchase and transaction limits you can set by department or division, or for individual employees.
  • Records that help you track and manage employee relocation, temporary services, project management, and departmental expenses.

Information management

Enhanced spending data provides you with information to help negotiate preferred supplier and volume discounts. Visa offers consistency and completeness of enhanced data, with more than 2.2 million merchants providing Level II data, more than 2.1 million providing Level III summary data, and more than 350 thousand merchants providing Level III line item detail.**

Visa Information Management provides a Web-based application to manage your Visa Purchasing card program. Use the data and tools to help meet agreements with key suppliers, support accounting and reconciliation functions, and facilitate regulatory reporting such as IRS Forms 1099 and 1057.

Integrate procurement and spending data directly into your company’s accounting and other financial applications.


Visa Purchasing cardholders enjoy exclusive benefits and programs that enhance purchasing convenience and value, potentially saving your company money.

Global access

The Visa Multinational Program provides international businesses with a single point of contact for streamlining global payments and information management while providing their local offices and employees with a seamless, convenient payment solution.

With this program, you can benefit from:

  • Global data and reporting
  • Currency conversion
  • Access to Visa regional expertise

* Certain restrictions, limitations and exclusions apply. Please call your issuing financial institution directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by downloading the PDF at the right or by clicking on the benefits listed above.

** VMPD (Visa Merchant Profile Database)



Related Information

  • Visa Multinational Premium Solutions
    Access multinational corporate payment solutions via a global network of the world's leading Visa Commercial Products issuing banks, providing consistent Corporate and Purchasing Card features and data standards globally.
  • Reduce Operating Costs
    Get personalized procurement recommendations with our quick online gauge.
  • Need a Payment Solution?
    Let Visa suggest payment solutions that best suit your unique needs.

Fast Fact

Save an estimated $67.38 per transaction over traditional purchase orders.

Source: Purchasing Card Benchmark Survey Results, 2005

Survey not exclusive to Visa Purchasing cards. Actual company results may vary.