Explore Visa Healthcare & Benefit Cards

Save your employees – and administrators – time and money by adding Visa® Healthcare & Benefit cards to your company’s health benefit program. Employees can use their Health Savings Account (HSA), Flexible Spending Account (FSA) or Health Reimbursement Arrangement (HRA) cards to pay for qualified medical expenses wherever Visa Debit Cards are accepted. Read on to learn how these cards can benefit your company.

Increase employee participation and satisfaction

  • Provide secure, fast and convenient access to funds
  • Eliminate need to pay out-of-pocket and wait for reimbursement
  • Reduce hassle of submitting claims paperwork

Considering adding an FSA to your health benefit program?
Improve employee enrollment by offering a carryover option.
Learn more.

Visit the consumer site to learn more about employee benefits

Reduce costs and improve efficiency

  • Streamline reimbursement process for administrators
  • Reduce paper claims and reimbursement checks
  • Easily track account expenditures

Tailor the card to your organization’s needs

  • Design a program to support your specific benefit plan
  • Provide individual HSA, FSA, HRA, Transit, Dependent Care and
    Wellness program cards – or one card for all

Find a card provider

Satisfy IRS and IIAS requirements

  • Use selective authorization to restrict card usage and meet IRS
    guidelines
  • Apply Merchant Category Code (MCC) restrictions for HSA, FSA and
    HRA cards

Learn more about IIAS requirements

Flexible ATM and MCC restrictions for HSAs

  • Issue HSA cards either with full (both ATM & MCC), partial (either ATM or MCC) or no restrictions
  • Give cardholders freedom to pay wherever Visa Debit Cards are accepted

Keep in mind, cardholders will be subject to a penalty tax and federal income tax if eligible medical expenses do not exceed the amount of items purchased using HSA funds plus other HSA withdrawals. If these expenses are insufficient, cardholders are required to pay federal income tax and a 20 percent excise tax on the amount by which HSA withdrawals exceed eligible expenses.

Ensure consumer security

  • Count on Visa’s Zero Liability Policy to safeguard cardholders from unauthorized purchases*
  • Give employees peace of mind knowing account funds can be
    replaced in the event of fraud*

Learn more about the Visa Security Program

Find the right card to add to your company’s health benefit program

Find a Visa Healthcare & Benefit card provider

*Visa’s Zero Liability Policy covers U.S.– issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.