Simplify financial management with the integrated one-card solution

The Visa Commercial card combines multiple powerful payment solutions into a single, flexible card. It can simplify financial management and streamline your organization's processes, whether these are related to travel costs, purchase, fleet expenses—or any combination of the three.

The Visa Commercial card's unique functionality allows you to segment card use into categories tailored to your organizational hierarchy and to authorize spending categories based on an individual's needs. In addition, you'll benefit from a wealth of data on your purchases, resulting in a comprehensive picture of your organization's spending.



  • Enjoy a variety of billing and payment options.
  • Use for travel, procurement, and fleet spending. Spending functionality can be designed to meet each employee's needs.
  • Monitor employee compliance with organization policies and analyze strategic sourcing programs.
  • Restrict cards to certain types of purchasing or set spending limits by department, division, or employee.
  • Benefit from electronic transaction audit trail and enhanced data for better monitoring of card use for strategic sourcing, policy compliance, and fraud and misuse detection.
  • Track and control employee relocation, temporary services, project management, and departmental expenses.

Why the Visa Commercial card?

  • Broad acceptance gives you the flexibility to use your Visa Commercial card wherever Visa credit cards are accepted.
  • The one-card solution offers payment utility for almost any business-related transaction, from office supplies to airline tickets.
  • Consolidated data on all organization spending gives you better control and tracking abilities and decreases card administration.
  • 24/7 customer care service with emergency cash and card replacement, lost/stolen card reporting, and more.
  • Simplified card issuance.

Information management

  • Enhanced data gives you detailed and consolidated spending information for fleet, travel, and purchasing transactions. Allows you to make strategic sourcing decisions and use data mining for policy compliance.
  • Visa Information Management provides you with a Web-based application for managing your commercial card program. Or, Visa can provide the data to your financial institution's proprietary reporting tool. Use the data and tools to support agreements with key suppliers, accounting and reconciliation functions, and regulatory reporting.
  • Gives you the ability to integrate procurement and spending data directly into your organization's expense reporting, accounting systems, or other financial applications to help control business spending.


How to obtain an account

To learn more about Visa Government solutions and how to apply for an integrated Visa Commercial card, contact

Need further assistance with Visa Government products and solutions? Email us at: For questions regarding disputed transactions or other issues with your current card activity, contact your issuer.

* Certain restrictions, limitations and exclusions apply. Please call your issuing financial institution directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by downloading the PDF at the right or by clicking on the benefits listed above.


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