Your idea of what a card should be

Visa Signature Website Terms and Conditions

By submitting a Submission (as defined below) through the Visa Signature website ( (the “Site”), users agree to be bound by the following terms and conditions (“Terms”). The Site is maintained and operated by Visa U.S.A. Inc. (“Visa,” “we” or “us”).

Use of the Site is further subject to the general Visa Terms of Use and Privacy Policy applicable to and available on the Site (located at:

About the Site: The Site provides you with an opportunity to submit your original ideas, concepts and suggestions, in one hundred forty (140) characters or less, for suggested benefits that you would like to see Visa Signature cardholders enjoy (“Submissions”). Enter your Submission text in the box provided, enter your first and last name and e-mail address in the form provided, read the Terms and Conditions and Privacy Policy, check “I accept the Terms and Conditions and Privacy Policy” and click “Submit” to submit.

After you submit a Submission, you will have the opportunity to share your general participation on the Site on Facebook and Twitter. By clicking “Share,” a post or Tweet will be posted to your Facebook Timeline or your Twitter feed, respectively, to let your network of friends or followers know that you submitted a Submission to the Site, which may be viewed by others according to your Facebook and/or Twitter settings.

If your Submission is selected by Visa, it may be displayed or appear on the Site for other users to see together with your name and associated Facebook profile information (such as your name and profile picture). Visa may, in its sole discretion, select certain Submissions to become, or publish certain Submissions for public voting to determine whether such Submissions will become, offered benefits for all Visa Signature cardholders. Please note that the Site may display your own Submission immediately after you make the Submission. This is not visible to other users, and does not mean Visa has approved or selected your Submission.

Visa is under no obligation to feature or post any Submission on the Site or to select any Submission idea to become an offered benefit for all Visa Signature cardholders, but may do so at its sole discretion.

By submitting a Submission, you acknowledge and agree that Visa may obtain many Submissions and/or ideas, concepts and suggestions for Visa Signature benefits in connection with the Site or through other means, and that such Submissions or ideas, concepts and suggestions may be similar or identical in theme, idea, format or in other respects to Submissions submitted in connection with the Site or to other materials developed by Visa. You hereby waive any and all claims you may have had, may have and/or may have in the future, that any Submission or other ideas, concepts or suggestions may be similar to your Submission, or that any compensation is due to you in connection with such Submission or other ideas, concepts or suggestions used by Visa.

Submission Requirements: When submitting Submissions to the Site, you agree that:

  • Your Submission was created solely by you, and you have the right to post the Submission on the Site for use as permitted by these Terms.
  • You are over the age of eighteen (18) and are the age of majority in your jurisdiction of legal residence and have the capacity to agree to these Terms via the Site. You agree to make your consent to these Terms available in writing to Visa upon request.
  • Your Submission complies with the following requirements:
  • Submissions should be relevant to suggested Visa Signature benefits and the Site in general.
  • Submissions may not contain defamatory, libelous, threatening, abusive, unlawful, vulgar, scandalous, inflammatory, obscene, pornographic, harassing, hateful, racially or ethically offensive materials or any materials which encourage conduct that would be considered a criminal offense, give rise to civil liability, violate any law or are otherwise inappropriate.
  • Submissions may not contain political comments or messaging.
  • Submissions and any associated content, including without limitation, your profile names or pictures that may be used in conjunction with your Submission, must not contain any copyrighted material, trademark, service mark, patent or any content protected by trade secret or confidentiality obligation or otherwise subject to third party proprietary rights or owned by any third party (including without limitation any text, copy, song lyrics or name), including material or content that invades any privacy and publicity rights of any third party, unless you are the owner of such materials or content or you have permission from their rightful owner to use such materials or content in the manner set forth herein.
  • Submissions must not contain the name of any individual other than you.

Visa may, but is not obligated to, screen or monitor Submissions, either before or after posting, including for compliance with these Submission requirements. Visa will make all determinations as to the compliance and appropriateness of Submissions in its sole discretion. Visa may reject, edit or remove any Submission at any time without notice, including if the Submission does not satisfy the Submission requirements or for any other reason.

Employees, agents, officers and directors of Visa and its parent company, subsidiaries and affiliates and its advertising and promotion agencies are not eligible to submit Submissions on the Site, and any Submissions identified as being from any employees, agents, officers and directors of such entities will not be featured or posted on the Site.

License for Your Submission: You hereby grant Visa, its affiliates and third parties with whom Visa does business an absolute, irrevocable, perpetual, worldwide license to use, reproduce, distribute, display, perform, redact, edit, republish, sublicense, translate, copy and create derivative works from your Submission, all in any media now known or hereafter developed, including without limitation on the Site and on third party social media websites and mobile applications, or to implement your Submission or ideas contained in it or based on it, without payment, compensation or further notification to or permission from you, and to sublicense those rights to its agents and designees acting for Visa’s benefit. You agree to be solely liable for your Submission and all content contained in it. You hereby waive any moral rights that you may have in your Submission in favor of Visa and anyone acting with the authorization of Visa.

Use of Name/Likeness/Content: By participating in the Site and/or submitting your Submission, you consent to Visa’s and its agents’ and designees’ use of your Submission, name, Facebook ID, Twitter handle, profile pictures, image, likeness, photograph, ideas, comments, posts, statements and any other content submitted to the Site for advertising, publicity and promotional purposes for Visa, in any and all media now known or hereafter developed, including but not limited to the Internet (including on the Site and on third party social media websites) and mobile applications, worldwide, in perpetuity, without additional payment, compensation or further notification to or permission from you, except where prohibited by law, or by the terms and conditions of any applicable websites.

Indemnification/Release: You agree to indemnify, defend, release and hold harmless Visa, its parent company, subsidiaries and affiliates and its advertising and promotion agencies and each of their respective employees, directors, officers, agents, business partners, contractors, distribution partners and representatives from and against any and all claims, demands, liabilities, costs or expenses, including attorneys’ fees and costs, arising from or related to (i) any breach by you of any of these Terms or any violation of applicable law or any agreement with a third party to which you are subject; (ii) Visa’s use of your Submission or any content contained in it, including your or any other person’s or entity’s name, comments, posts, statements or other information, including without limitation any claims arising out of or based upon copyright infringement, trademark infringement, misappropriation, invasion of privacy, defamation, right of publicity, blurring, alteration, editing, morphing, distortion, illusionary effect, faulty reproduction, fictionalization or use in any composite or edited form of your Submission, name, Facebook ID, Twitter handle, profile pictures, image, likeness or other information submitted to the Site; and (iii) your use of the Site, or materials or features available via the Site.

Notices of Alleged Infringement of Intellectual Property Rights: Materials or content may be made available via the Site by third parties not within our control. However, we respect the intellectual property rights of others. If you believe any material uploaded to or transmitted via the Site infringes your copyright or any other intellectual property right, you should provide us with written notice that at a minimum contains:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  • Information reasonably sufficient to permit us to contact you, such as your name, address, telephone number and, if available, your e-mail address;
  • A statement by you that you have a good faith belief that the disputed use of the material is not authorized by the copyright owner, its agent or the law; and
  • A statement, under penalty of perjury, that the information in the notification is accurate and that you are, or are authorized to act on behalf of, the owner of an exclusive right that is allegedly infringed.

Notices of alleged infringement should be sent to our designated agent as follows:

Visa Signature Website
Attn: DMCA Designated Agent
Visa Inc.
900 Metro Center Boulevard, Foster City, CA 94404
By fax: (650) 432-3425
By e-mail:

It is our policy to terminate relationships with third parties who repeatedly infringe the copyrights or other intellectual property rights of others.

Visa’s Rights & Licenses to You: Visa owns or licenses all materials and content posted by Visa on or through the Site (collectively, the “Visa Content”), and all intellectual property or proprietary rights in the Visa Content. Visa hereby licenses to you, on a revocable, non-exclusive, non-sublicenseable and otherwise non-transferable basis, and subject to all of these Terms and any additional terms governing the Site, the right to access and use the Site and Visa Content solely for your personal and non-commercial use. All rights not granted under these Terms are reserved by Visa and/or its licensors. Nothing in these Terms grants to you any right to use any of Visa’s or any other third party’s trademarks, service marks, logos, domain names or other indicia of origin.

Eligible Territories/Governing Law: The use of the Site is open exclusively to legal residents of the United States and the District of Columbia. Access or use by residents of any other country or jurisdiction is prohibited. The laws of the United States and the state of California shall govern these Terms. YOU HEREBY EXPRESSLY CONSENT TO EXCLUSIVE JURISDICTION AND VENUE IN THE COURTS LOCATED IN SAN FRANCISCO COUNTY, CALIFORNIA, UNITED STATES FOR ALL MATTERS ARISING IN CONNECTION WITH THESE TERMS OR YOUR ACCESS TO OR USE OF THE SITE.

Modifications to Terms: We reserve the right, at our discretion, to change, modify, add or remove portions from these Terms at any time. You are responsible for revisiting this page to review updates to these Terms.