Bivo is a single, unified financial platform that brings together domestic and cross border money movement flows, banking core, brokerage, and crypto/stablecoin infrastructure into one API-first system. As a fully licensed Visa Direct enabler in the US, Canada and Puerto Rico, it supports cross-border money movement flows through Visa Direct to Account and Wallet. Bivo can enable fintechs, financial institutions, merchants, neo-banks, remitters, brokerages, insurance companies, gig economy platforms, crypto and stablecoin platforms as well as many other types of organizations with domestic and cross border money movement flows across P2P, B2C and B2B use cases. Bivo’s team and platform can launch and scale financial services quickly, securely, and with full regulatory backing.