If your U.S. financial institution and your card are part of the Plus Alliance Network, you can get access to thousands of ATMs that have no ATM surcharge at top retailers and other convenient locations across the U.S. Your financial institution may charge an out-of-network fee when you use a Plus Alliance ATM. Please check with your financial institution for more information.
How to take advantage of the Plus Alliance ATM network with no ATM surcharge fee
With participating ATMs all over the U.S., the Plus Alliance Network makes accessing your account with a qualifying card convenient — and without an ATM surcharge fee. Here’s how:
See if your card qualifies
If you see the Plus Alliance logo on your card, you can use the Plus Alliance Network with no ATM surcharge fee. If not, contact your financial institution to ask about signing up for a qualifying card.
Look for a Plus Alliance ATM
If you have a qualifying card, use our locator to find a participating retailer or financial institution within the U.S. Then simply use your qualifying card at any domestic Plus Alliance ATM with no ATM surcharge fee — it’s that easy.
Start using ATM surcharge-free ATMs
Use Plus Alliance ATMs just like any other ATM. The only difference is you won’t see an ATM surcharge fee.
Enjoy ATM access all over the U.S. with no ATM surcharge
Locations are approximate, see the ATM Locator for details
Need cash, but you’re not by your financial institution? With a qualifying card, you can skip the ATM surcharge fee with a conveniently located Plus Alliance ATM.
Find the nearby ATMs here or at your travel destination.
Get answers to frequently asked questions about the Plus Alliance Network.
Check out our list of participating financial institutions and prepaid card providers above. If your financial institution or prepaid card provider isn’t listed, your card is not enabled for surcharge-free access at Plus Alliance ATMs.
First you’ll need to open a qualifying account with a participating financial institution or prepaid card provider. Finding one is easy — just click the link below to view a current list of providers, then contact the financial institution of your choice to begin.
To receive a refund for an ATM surcharge fee, contact your financial institution to initiate a claim. They will likely need to know the date, time, location, and amount of your transaction so keeping your receipt can expedite your refund.
If this occurs, the ATM will automatically communicate the error to Visa and your financial institution or prepaid card provider. Your balance should then accurately reflect the amount you received vs. the amount you entered. If it doesn’t, the difference will automatically be credited back to your account.