Visa Commercial Data Solutions

Financial Institutions

Issuers can offer value to clients and help increase their commercial card volume.

Offering access to robust data can help issuers stand out in a competitive market, boost fee-based revenue, and strengthen client relationships.

Organizations

Companies can gain financial control, improve efficiency and make better decisions.

Data can improve forecasting, productivity, and internal compliance. Managers can negotiate confidently with suppliers, audit T&E spend, and simplify expense reconciliation.

Acquirers

Capture of quality data at point-of-sale drives savings for acquirers, value for all.

By supporting consistent, complete and accurate transaction detail, acquirers provide the foundation for data that powers better decisions.

Merchants

Merchants can realize improved efficiency and savings.

More detailed transaction data can help mitigate dispute impacts, accelerate settlement based on streamlined validation and may qualify transactions for interchange savings.

Streamline the payables process

See how it works: An illustrative use case¹

The challenge:

A global electronics manufacturer that processes nearly 70,000 employee travel reports annually could update budgeting and forecasting and manage growing travel spend with their existing staff by using Visa Commercial Data Solutions to support them.

The result:

With Visa Commercial Data Solutions, the payables team can automatically overlay details to every travel itinerary. Audit coverage of spend could increase, driving double-digit expense recapture growth. With detailed spend analysis, expense forecasting could improve. These changes can boosted productivity, with up to 30% more reports per FTE (full-time equivalent).

¹This case study is based on how companies have used Visa Commercial Data Solutions and is not intended to represent or guarantee that other organizations will achieve similar results.

Comprehensive data

Visa is a payments data powerhouse, offering robust and detailed transaction data for better auditing, reconciliation and reporting, plus value added overlays for travel, sustainability, Amazon-specific data, and supplier firmographics.

Seamless delivery

Flexible options can be integrated with existing processes, including automated delivery to expense management/reporting platforms, APIs to financial institutions and fintechs, standardized or custom file feeds, and more.

Easy implementation

A series of simple steps ease users from implementation to onboarding, testing, and going live. Visa’s goal: to deliver rich data to companies that need it, quickly and effectively.

Financial Institutions: Contact your Visa Account Executive

Companies: Contact your Financial Institution

Harness the power of data