Visa Advanced Authorization +
Visa Risk Manager
Achieve better authorization performance by combining the real-time insights of Visa Advanced Authorization and customer risk strategies through Visa Risk Manager.
With speed and simplicity of implementation, Visa Advanced Authorization and Visa Risk Manager are two powerful products that work together or separately to give global issuers integrated, comprehensive fraud risk management. Today more than 8,000 global financial institutions are already using these solutions to help identify and prevent fraud.
Achieve better authorization performance by combining the real-time insights of Visa Advanced Authorization and customer risk strategies through Visa Risk Manager.
Provides global issuers with a sophisticated in-flight risk scoring, for more targeted and better-informed authorization decisions.
Provides a real-time risk score to help identify good and bad transactions across VisaNet
Harnesses Visa's global data and perspective of fraud
Uses a 2 year data profile of account history
Utilizes cloud-based fraud risk models using best-in-class machine learning technology
Leverages the real-time insights of Visa Advanced Authorization and puts them into action. Visa Risk Manager is a web-based suite of tools providing issuers with control and flexibility to manage to their risk strategies and risk tolerance. Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.
Gives you the confidence to decline the highest risk transactions, increasing customer loyalty, spend and payment volume.
Create, test and publish custom strategies using web interface
Flag transactions for further review and analysis
Create rules for specific card accounts, manage whitelists and blacklists
Track account activity, learn from previous transactions and manage the performance of rules
With over 60 years of payments expertise, we apply our advanced technologies and data-driven approach to help businesses thrive. Our authorization solutions help you reduce fraud, increase approvals and provide the best cardholder experience.
VRM enabled us to shift from a reactive management capability to a proactive prevention. It’s transformed the customer experience and a business impact in terms of savings.
— Jan Domaradsk, Senior Fraud Strategy Risk Management Professional at Abu Dhabi Commercial Bank
The offering that we received from Visa was a comprehensive tool that did not require a long lead time to implement.
— Wayne Cutting, Head of Fraud Risk Management at Abu Dhabi Commercial Bank
It’s allowed us to stop a lot of compromises, detect a lot of fraud but more importantly let a lot of transactions go that are legit.
— Senzosenkosi Nsibande, Head of Fraud Operations FNB – South Africa
Explore additional information about Visa’s authorization solutions.
Visa Advanced Authorization helps you analyze each transaction in an instant against hundreds of fraud detectors and risk attributes so that valid purchases go through—and your business keeps growing.
Watch the video to learn about this sophisticated risk score
Best-in-class machine learning technology empowers issuers to increase approval rates while reducing fraud.
Watch the video to learn how Visa Advanced Authorization helps drive business growth
A Latin American issuer reduced its false decline count by 90% after optimizing authorization performance with Visa Advanced Authorization and Visa Risk Manager.
A top commercial bank in the EU improved fraud detection and reduced fraud volume with Visa Advanced Authorization while maintaining their target false positive rate.
Protect card-not-present (CNP) transactions and amplify eCommerce growth with Visa Risk Manager with Advanced Authorization.