Why Visa Direct for payment providers and acquirers
Delight your clients and secure new ones with differentiating payment options.
New Revenue Streams
Establish new sources of payment volume across multiple use cases, and create new revenue streams with value-added services.
Offer a platform for new use cases and services, positioning your business at the forefront.
Offer real-time1 push payments with Visa Direct
The following are elements that can be part of a functional push to card solution.5 In addition to Visa’s payment processing capabilities, you may choose to offer your own value added services that are most relevant to your clients’ needs.
An acquiring bank is ultimately responsible for settlement with Visa and is part of every Visa Direct program. A payment service provider or processor should have the ability to receive reports from Visa and other networks and reconcile against the original transactions.
*Visa Direct is a service that facilitates funds transfers by Visa’s client financial institutions.
1Actual fund availability varies by financial institution and region. Visa requires fast-funds enabled issuers to make funds available to their recipient cardholders within a maximum of 30 minutes of approving the transaction. Please refer to your Visa representative and the Visa Direct Original Credit Transaction Global Implementation Guide for more information.
2Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
3Ability to send cross-border transactions depends on a number of factors, including whether the recipient issuer accepts cross-border transactions. In addition, cross-border transactions inbound into the U.S. are not available unless the recipient issuer has requested an exception. Please refer to your Visa representative for more information on availability.
4Information about listed solution providers is provided as a convenience and for informational purposes only, may not include all Visa Direct solution providers, and is based on information provided by each solution provider. Visa is not responsible for the accuracy of such information. All brand names and logos are the property of their respective owners, are used for identification purposes only, and do not imply product endorsement.