Visa Direct | Peer to Peer Payments | Fintech

Create innovative real-time^* payment experiences

Fast payments have seen increased adoption

total global peer-to-peer (P2P) flows¹

projected annual growth in P2P payments volume through 2024²

annual surveyed users making digital P2P transfers around the world in 2019⁴

of surveyed mobile P2P users in the US consider immediate access to funds important⁵

^*Actual funds availability depends on receiving financial institution and region.

¹Visa Investor Day, 2020.
²US Dollars. Juniper Research, “Digital Money Transfer & Remittances, Domestic & International, 2019 -2024.”
³83% of 1268 surveyed US respondents answered “Somewhat important” or “Very important” to the question: “How important is it that funds sent to you via P2P payments (eg.Venmo, PayPal, Square Cash/Cash App, Apple Pay Cash, Google Pay Send, Zelle, etc.) are available in your bank account immediately?” Auriemma Research, Mobile Pay Tracker W1 2020 Report.

Visa Direct helps enable real-time* money movement

Reach people around the world

Help people in countries around the world send and receive money via their debit card.

Deliver better experiences

Let customers easily send money in real time using an eligible debit card.

Simplify operations

Unlock global scale from a single access point using an eligible debit card.

Enable secure payments

Access a trusted card network with robust controls meant to help ensure funds and information are handled securely and appropriately.

^*Actual fund availability depends on receiving financial institution and region.

Why Visa Direct for fintechs

Stay ahead of the curve

70% of surveyed consumers prefer their debit card to using their bank account and routing numbers for payments.⁴

Offer trusted solutions

Enable cardholders to transact with confidence in the robust security of VisaNet, with the option to offer additional card controls.

Streamline operations

Replace the need for checks and routing numbers by using the eligible debit cards customers already carry in their wallets.

⁴Aite Group and Visa, Inc. survey of 2,199 U.S. consumers Q2-2020

Learn how to integrate Visa Direct

Build the innovative products of tomorrow

Learn how technology platforms can develop and enhance ﬁntech products with Visa Direct.

Get money in, out, or through

See how Visa Direct can help enable card products that let customers manage money on their own terms, with real-time^* funds-in funds-out capabilities.

Meet customers in their world

See how Visa Direct can help bring real-time^* P2P card payments into the apps and digital experiences consumers use most.

^*Actual fund availability depends on receiving financial institution and region.

Bring global scale, protection, and efficiency to payments

Global money movement

Move money securely and at scale with card payouts available in 160+ countries.⁵

Account-to-account transfers

Enable your customers to use their debit card to move money between their accounts quickly for new account openings or emergency payments.

Risk and compliance