• Innovate with efficiency and help customers to move money in real-time1

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Today’s rapid pace of change requires fintechs to be increasingly agile and efficient

20 trillion dollars.

Total global peer-to-peer (P2P) flows3

Plus 12 percent

Projected annual growth in P2P payments volume through 20244

1.86 billion.

Annual users making digital P2P transfers around the world in 20194

Plus 83 percent.

Percentage of surveyed mobile P2P users that consider immediate access to funds to be important5

Visa Direct is built to enable the modern way to move money

Reach people worldwide

Unlock your global potential with the ability to move money in 167 countries domestically, and to 174 countries cross-border,1 with multi-currency support.

Deliver better experiences

Let customers access and manage money on their own terms 24/7, with real-time2 money movement from bank accounts to fintech apps and back again.

Simplify operations

Help unlock the flexibility of money movement across the world’s payments systems through a single access point.

The security and reliability of Visa

Access a trusted network with robust controls meant to help ensure P2P funds and information are handled securely and appropriately.

Put payment capabilities into more hands, in more places, than ever before

Build the innovative products of tomorrow

Learn how technology platforms can develop and enhance fintech products with Visa Direct.

Get money in, out, or through

See how Visa Direct can help enable products that let customers manage money on their own terms, with real-time2 funds-in funds-out capabilities.

Meet customers in their world

See how Visa Direct can help bring real-time2 P2P payments into the apps and digital experiences consumers use most.

Visa Direct brings global scale, protection, and efficiency to P2P payments

Cross-Border capabilities

Move money securely and at scale with combined card and account capabilities that can reach 174 countries cross-border.

Risk and Compliance

Access a trusted network with robust controls meant to help ensure funds and information are handled securely and appropriately.

Learn more about Risk and Compliance

Straightforward implementation

Work with a solutions provider and Visa to implement the P2P service that is right for you.

Find a Visa Direct solution provider

Get started with Visa Direct

Give your account holders the digital payment experiences they demand today.
Find a Visa Direct solution provider
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  • 1 Availability varies by market. Please refer to your Visa representative for more information on availability.
  • 2 Actual fund availability varies by receiving financial institution, receiving account type, region, and whether transaction is domestic or cross-border.
  • 3 Visa Investor Day, 2020.
  • 4 US Dollars. Juniper Research, “Digital Money Transfer & Remittances, Domestic & International, 2019 -2024.”
  • 5 83% of 1268 surveyed respondents answered “Somewhat important” or “Very important” to the question: “How important is it that funds sent to you via P2P payments (eg.Venmo, PayPal, Square Cash/Cash App, Apple Pay Cash, Google Pay Send, Zelle, etc.) are available in your bank account immediately?” Auriemma Research, Mobile Pay Tracker W1 2020 Report.