The economic impact of real-time¹ funds disbursements on businesses

See the results of a comprehensive study that examines the cost savings and business benefits enabled by real-time¹ funds disbursements.


Faster payments are reshaping the financial landscape


Bar chart showing the most common use cases for faster payments. See use cases image description.

Most common use cases for faster payments³

  • Payments to end customers/consumers — 70%
  • Payments to business partners — 65%
  • Earned wage access/payroll — 55%

Financial benefits bar chart. See financial benefits image description.

Companies see financial benefits by implementing faster payment solutions, including:

  • Monetized fee revenue⁴
  • Cost savings from reduction in check volume
  • Avoided check reissuance costs
  • Productivity lift for payment related resources

Get started with Visa Direct

You can join the Visa Direct ecosystem with the help of a Visa Direct solution provider⁵ and your acquirer.