Funding
Pull funds from an account linked to an eligible Visa card to fund peer-to-peer (P2P) transfers, wallet loads, and balances with other financial institutions, including brokerages.
Solutions to help meet tomorrow’s money movement needs
Visa Direct¹ is a network that can help financial institutions move money 24/7/365 to billions of endpoints in 180+ countries and 160 currencies.
Funds Transfer
Send funds in real-time² from your ecosystem directly into an account linked to an eligible debit card.
Connectivity Solutions
Execute Visa Direct transactions through Application Programming Interfaces (APIs) or International Organization for Standardization (ISO) messaging depending on your organization’s needs.
Payments Gateway⁵
Push and pull transactions through Visa for routing to multiple non-Visa US debit networks.
Direct to card connection
Leverage Visa’s global card networks to enable money delivery to 3B cards linked to eligible Visa cards.
Direct to account connection
Visa’s network of partner banks allows cross-border delivery to 2B accounts through ACH and RTP rails.
Unified connection
A single integration through API or ISO messaging offers access to Visa’s card and account delivery channels and 5B endpoints.
Currencies and foreign exchange (FX)
Utilize Visa’s FX capabilities and support for transactions in 160 local currencies.
Risk and compliance
Visa vets VisaNet members and Visa Direct program, and can offer Visa’s sanctions screening score to help with your compliance efforts.
Visa Direct Alias Directory Service
Map card credentials to emails, phone numbers, or other aliases so customers can keep card information private.
Tokenization
Boost authorization, drive innovation, and create new digital commerce experiences for everyone.
API suite
From Account Validation to Exception Management and beyond, Visa Direct APIs can enhance your program implementation.
Explore our philosophy on money movement
Visa thought leadership
Hear from Visa leaders about why businesses and consumers need a better global money movement network.
Conversations on the future
Listen to popular Fintech podcasts, learn about the future of money movement, and see how Visa is at the forefront of innovation in the space.
- ¹ Visa Direct is a network that facilitates funds transfers by Visa’s client financial institutions.
- ² Actual fund availability depends on receiving financial institution and region.
- ³ Availability varies by market. Please refer to your Visa representative for more information on availability.
- ⁴ Available on a limited basis. Please check with your dedicated Visa Direct sales representative.