The facts about government payments
Eliminate checks. Increase efficiency and access

Minimize distribution costs
Prepaid cards are a convenient alternative to issuing checks or paper-based payments and have the potential to save government agencies millions in payment processing expenses

Lower potential for fraud
With electronic distribution, the funds get deposited in recipient’s prepaid account.

Recipients don’t need a bank account
No prior banking relationship is needed. Funds are available on the card.

Easy access to funds
No waiting to get a check cashed. Visa Prepaid cards are accepted everywhere Visa Debit cards are accepted.*†

Fraud protection
Visa’s Zero Liability policy protects cardholders from fraudulent or unauthorized transactions.‡

Free financial education
Cardholders can access a free financial literacy program provided by Visa.
One Visa card. Many uses
- Child support
- Unemployment insurance benefits
- Personal income tax refunds
- Housing authority payments
- Temporary family assistance
- Emergency disaster relief
- Workers’ compensation
- Adoption and foster care
- Federal benefit payments
- Pensions

Case Study: U.S. Bank used Visa Prepaid cards to help the City of Saint Paul provide financial support

Fact sheet: Learn more about how prepaid cards can help mitigate fraud
- 1 Board of Governors of the Federal Reserve System. Sept 2019. “Report to the Congress on Government-Administered, General-Use Prepaid Cards - September 2019." https://www.federalreserve.gov/publications/2019-september-prepaid-card.html
- 2 Social Security Administration. 2019. “Fact Sheet - Social Security.” https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf
* Certain ATM fees could apply depending on program requirements.
† As of December 31, 2018. Reported by Visa/PLUS ATM acceptance locations, sourced from Visa Operating Certificates and therefore may be subject to change.
‡ Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa.