• Visa Transaction Controls

    Help your cardholders maintain control of their finances with Visa Transaction Controls (VTC).

Benefits for your cardholders

VTC is the smart, simple and personalized way to help cardholders manage transactions and spending.

Smart

With near real-time alerts and smart controls, cardholders can feel secure making purchases, while staying on top of their finances.

Simple

Through their issuer’s banking app, cardholders can set spending controls, budgets and alerts.

Personalized

Cardholders can customize controls and notifications by transaction amount, budget amount, merchant category, or transaction type such as online shopping or ATMs.

Innovate and engage with VTC

VTC not only provides cardholders with peace of mind, it can also help issuers engage cardholders through digital innovations that help improve their cardholder’s financial awareness and well-being.

Become the first choice for cardholders

Drive card preference by helping cardholders better manage their money.

Provide an innovative experience

Increase engagement by offering cardholders more ways to interact with their cards and payment-enabled devices.

Help increase operational savings

VTC is designed to help issuers reduce risk, fraud, and call center costs.

  • Spending controls and alerts

    Cardholders can customize their experience — choosing what card or device, and or spending activities they will restrict and receive notifications on.

    Mobile image with settings page Mobile image with settings page

Phone screens showing example Visa card controls and alerts settings are for illustrative purposes only.

Take the next step

To learn more about how Visa Transaction Controls can help you and your cardholders, visit the VTC page on developer.visa.com