Checkout.com and Visa Direct: Changing global commerce

Transforming payments for merchants worldwide

Checkout.com was purposely built for digital-first enterprise businesses, optimizing for both coverage and ease of use. It looks after large fintech money movement players such as remitters, investment platforms, and digital wallets. It’s very much a space where Checkout.com has to constantly anticipate and innovate to meet the demands of their customers, which are centered around speed and access to funds.

"Our partnership with Checkout.com and Visa Direct means we can now pay out earnings quicker to creators around the world, enabling them to manage their finances with ease."

— James Wang, Senior Vice President, BIGO

Checkout.com’s decision to incorporate Visa Direct as part of their global payouts' solution was a strategic one, underscored by the global reach, speed, and scale of the Visa Direct network with ~4B eligible cards at their disposal in 195+ countries and territories - giving them the ability to anticipate their clients’ global payment needs in an increasingly digital world.

Ash Sharma, Head of Commercial Partnerships, Checkout.com explains, “While moving money sounds simple, doing it across borders or in large amounts via legacy banking systems is often slow, opaque, and costly. Our customers, who are leading global enterprises, now expect instant transfers with maximum transparency, mirroring the immediacy they experience in the rest of their digital lives.”

“We chose Visa Direct because it supports a vast array of more than 65 use cases ranging from peer-to-peer transfers and funds disbursement to account-to-account or wallet transfers. Visa Direct offers global reach across approximately 12 billion eligible cards, accounts and digital wallets. The standout benefit for us was the combination of Visa’s global network reach with the implicit trust and compliance that the Visa name carries.”

With Visa Direct, Checkout.com knew it could provide its merchants with a solution that is centered around speed, flexibility, and fast access to funds without any compromise on security, so that moving money feels almost as easy and intuitive as sending a text.

BIGO and Checkout.com, helping the creator economy

Truly global money movement for Checkout.com’s clients

With Visa Direct, Checkout.com today facilitates near real-time¹ disbursements and faster refunds. For example, for U.S.-based card transactions, refunds reach recipients within minutes.² Checkout.com aims to empower merchants to scale and diversify their business models by delivering newer solutions that use the extensive capabilities within the Visa Direct global money movement network.

Checkout.com can now offer services that their clients can use in mature markets across the U.S., Europe, and APAC while also scaling rapidly into new markets like the Middle East and Canada. What’s more, by taking away the complexity of payments, their merchant clients can focus on delivering value to their customers.

Looking ahead, Checkout.com will continue helping their clients evolve and expand into emerging sectors like BNPL, digital assets, and creator economy disbursements. Thanks to the digital-forward approach of Visa Direct and its use of tokenization, Visa Direct will be an essential part in ensuring the future of secure payments for Checkout.com’s clients, wherever they are in the world.

"Checkout.com’s ability to harness Visa Direct’s global reach and proprietary technology is unlocking entirely new verticals for their clients—from liquid assets to remittance and beyond. Together, we’re making real-time money movement not just possible, but effortless for businesses ready to scale in the digital economy."

— Vira Platonova, Global Head of Visa Direct

Checkout.com and Visa Direct: delivering measurable impact

Checkout.com prefers to stay invisible to end users, but the results of their collaboration with Visa Direct are worth making a noise about. It has delivered measurable impact across multiple payout rails and markets, with:

Speed

Funds typically land within 30 minutes if the issuer bank is also fast funds enabled. It's real-time1 money movement with real global reach.

Reach

Access approximately 12 billion endpoints across eligible cards, accounts, and wallets through a single-entry point.

About Checkout.com

Checkout.com processes payments for thousands of companies that shape the digital economy. Our global digital payments network supports over 145 currencies and delivers high-performance payment solutions across the world, processing billions of transactions annually. In 2025, Checkout.com processed more than $300bn in ecommerce payments volume.

We help enterprise merchants boost acceptance rates, combat fraud, and turn payments into a major revenue driver. Headquartered in London and with 19 offices worldwide, Checkout.com is trusted by leading brands such as HelloFresh, eBay, Uber, Pinterest, Vinted, Klarna, Financial Times, and Sony.

Checkout.com Where the world checks out.

Want to learn more?

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