Processing virtual cards can be a burden, but it doesn’t have to be

Processing a single virtual card payment from one customer can take 2 to 10 minutes. With key process pain points in mind, we developed Visa AR Manager to transform an arduous and time-consuming operation into a quick and simple one.

21.2 %

projected compound annual growth rate of the global virtual cards market size from 2024-2030¹

60 %

of companies surveyed said there was room for improvement with their processes for virtual card processing²

Visa’s proprietary automation technology streamlines the card acceptance process

Step 1: Capture

Capture virtual card details and identify the intended Visa-accepting supplier.

Step 2: Process

Process the virtual card using Visa’s proprietary gateway.

Step 3: Reconcile

Send payments and invoice reports to suppliers via email.

Explore related products

Virtual card for business

Gain control and flexibility with a one-time or multi-use card that makes supplier payments easy for business owners and employees.

Learn more about virtual card

Grow commercial card acceptance

Explore a suite of services and capabilities that help establish fee agreements between buyers and suppliers.

More about Visa Commercial Choice Select

Interested in learning more?

Contact Visa AR Manager team
  1. Virtual Cards, Market Analysis From 2017 to 2030. Grand View Research, Inc. 2025.

  2. Virtual Card Automation Tool, Voice of the Customer Assessment, commissioned by Visa, conducted by 10EQS among 300 US-based respondents responsible for virtual card payment processing. October 2023.