PIN security at a glance

Confidentiality of a cardholder PIN from the moment it is entered into a point of sale device or ATM throughout the interchange process, ensures and promotes cardholder confidence in the payment ecosystem.

Visa Pin Security Program

Important note: Effective 1st October 2023, Visa will sunset the Visa PIN Security Program and will no longer proactively validate Payment Card Industry (PCI) PIN security requirements. While the program will no longer be in effect, clients, processors and service providers will still be required to comply with PCI PIN security requirements. A PCI PIN Security Attestation of Compliance requires a Qualified PIN Assessor (QPA) to test and assess the requirements and controls and should be conducted at least every 2 years. Please review the Visa PIN Security Program Update Memo for further detail.

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Presenting a contactless Visa debit card at checkout.
A woman making a credit card payment at point of sale while the shopkeeper holds the payment terminal.
Woman paying at gas pump.
Man using his visa card near an ATM.