Enhance your customer experience by linking financial accounts

Visa Open Banking Solutions help clients build data-driven financial services and move money more seamlessly by connecting financial accounts. In 2022, Visa acquired Tink, a leading open banking platform in Europe, to accelerate the development and adoption of open banking. We are now bringing these services to the U.S. under Visa Open Banking Solutions–extending the power of our network and enabling innovation at scale.

Millions of connections and growing

Unlock value for your customers by integrating high-quality, consumer-permissioned data across the financial services ecosystem.

+95%

U.S. consumer accounts connected¹

12K+

secure connections to financial institutions¹

¹Not all financial institutions support all Visa Open Banking Solutions products.

Make the most of financial data

Visa Open Banking Solutions make it easy for users to connect accounts and provide trusted parties with access to their financial data. This allows you to put the data to work for the user, faster.

One platform, endless possibilities

Deliver exceptional experiences in financial services when users connect accounts with our open banking platform through one API integration.

Trust at the forefront

We place security, reliability, and responsible data practices at the heart of a great user experience.

Leading ecosystem

Partner with a world leader in digital payments to drive trust and adoption among users, while benefiting from our relentless pursuit of innovation, quality, and choice.

Developer friendly

With an intuitive console and robust SDK library, the platform is built to integrate and scale easily so clients can focus on what truly matters—creating innovative solutions.

Solutions across U.S. customer journeys – and more to come

Account Check

Instantly verify accounts with data directly from a user’s bank account to facilitate faster payment set-up and more seamless payment flows.

Balance Check

Increase payment success and improve the user experience with real-time balance checks.

Transactions

Get up-to-date, harmonized transaction data from thousands of banks across the U.S.

Read our product documentation

Discover more about open banking

Interested in learning about how financial data can power the best customer journeys in payments and financial services?

Contact Sales