The facts about government payments
A Visa Prepaid card offers government entities an efficient, low-cost method for disbursing benefit payments.
Eliminate checks. Increase efficiency and access
Visa Government Prepaid is an electronic disbursement method that replaces paper checks. For benefit recipients, especially those without a banking relationship, Visa Government Prepaid cards provide a safer alternative to carrying cash and checks and are a convenient way to receive government disbursements.
Minimize distribution costs
Prepaid cards are a convenient alternative to issuing checks or paper-based payments and have the potential to save government agencies millions in payment processing expenses
Lower potential for fraud
With electronic distribution, the funds get deposited in recipient’s prepaid account.
Recipients don’t need a bank account
No prior banking relationship is needed. Funds are available on the card.
Easy access to funds
No waiting to get a check cashed. Visa Prepaid cards are accepted everywhere Visa Debit cards are accepted.*†
Fraud protection
Visa’s Zero Liability policy protects cardholders from fraudulent or unauthorized transactions.‡
Free financial education
Cardholders can access a free financial literacy program provided by Visa.
One Visa card. Many uses
- Child support
- Unemployment insurance benefits
- Personal income tax refunds
- Housing authority payments
- Temporary family assistance
- Emergency disaster relief
- Workers’ compensation
- Adoption and foster care
- Federal benefit payments
- Pensions
Case Study: U.S. Bank used Visa Prepaid cards to help the City of Saint Paul provide financial support
Case Study: APFD (Automated Payment Fraud Disruption) detects and disrupts prepaid fraud before it happens, saving tens of millions of dollars
Fact sheet: Learn more about how prepaid cards can help mitigate fraud
- 1 Government-Administered, General-Use Prepaid Cards, October 2022. https://www.federalreserve.gov/publications/files/government-prepaid-report-202210.pdf
* Certain ATM fees could apply depending on program requirements.
† As of December 31, 2018. Reported by Visa/PLUS ATM acceptance locations, sourced from Visa Operating Certificates and therefore may be subject to change.
‡ Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa.