Help your business reduce fraud and increase approvals while preventing disputes and providing a seamless customer experience with Visa’s best-in-class solutions. With over 60 years of payments expertise, we apply our advanced technologies and data-driven approach to build trust while helping businesses thrive. Working behind the scenes to deliver security that’s invisible to customers, invaluable to you. That’s Intelligent Security.
Intelligent Security: Invisible to customers, invaluable to you
Security solutions for every step of the customer journey
Visa and its portfolio of best-in-class solutions are built with advanced technologies and access to rich data to help reduce fraud while increasing approvals and reducing friction from the customer experience.
Account onboarding and management
Begin a trusted, lifelong relationship with your customers from the very first interaction. Starting with account creation, Visa uses customer data and behavior to validate identity and expose anomalies that help prevent the threat of identity fraud.
By protecting sensitive consumer data, Visa Token Service empowers clients to build, protect, and enrich digital experiences—setting the foundation for a long-term relationship of convenience and trust.
Authentication
Provide a better customer experience with authentication that ensures your customers are who they say they are—regardless of how or where they pay.
By combining our expertise in both seller and issuer authentication, Visa Secure with EMV 3-D Secure connects you to a richer and more comprehensive data exchange that helps reduce risk, increase approvals, and minimize friction from the payment experience.
Authorization
Reduce fraud and increase approval rates by harnessing global data in real-time and creating authorization rules to streamline your fraud operations with Visa Risk Manager.
Visa Advanced Authorization helps you analyze each transaction in an instant against hundreds of fraud detectors and risk attributes so that valid purchases go through—and your business keeps growing.
Dispute prevention
Visa’s Post-Purchase Solutions use a data-driven approach to help stop unnecessary disputes before they start, enabling merchants to provide a better customer experience and address fraud.
Visa’s global network enables participating sellers, issuers, and acquirers to collaborate immediately in preventing or quickly resolving disputes upon first inquiry. Improved dispute management drives efficiencies, reduces costs, and drives customer loyalty.
Performance optimization
Use Visa Analytics Platform to enhance your customer experience and increase engagement with insights powered by data from Visa's global network and state-of-the-art data science.
Visa's data-driven insights and human expertise work across the entire customer lifecycle and can be customized to best fit your needs. Whether you're seeking to drive early activations, better manage risk, or increase approvals, Visa's data solutions help you optimize business performance and the customer experience.
Visa Network Services
Protecting global payments. Powering global commerce
Protect your payment infrastructure—and maintain cardholder trust with best-in-class cyber and data protection capabilities from VisaNet.
Powered with Visa's scale, deep security expertise, and unique network capabilities, we help you keep your payment systems safe with unmatched protections and visibility to emerging threats so you can keep growing your business securely.