There’s beauty and power in simple concepts. Like replacing sensitive data with tokens to make digital payments more secure. But scratch beneath the surface and powerful technologies enable tokens to do so much more than reduce payment fraud.
Visa’s diverse tokenization technologies can empower banks, merchants and the wider payments ecosystem to boost authorization, drive innovation and create new digital commerce experiences for everyone.
Visa supports the entire payments ecosystem through its diverse tokenization technologies. Each solution is unique, offering you complete flexibility to choose how to integrate, build and manage token services to create richer, more personalized experiences.
VTS is the foundational platform for global tokenization. By substituting Visa card numbers with tokens, VTS enables richer, more secure digital payment experiences for millions of customers every day. Through VTS, Visa is leading the token transformation by contributing to and implementing industry standards worldwide.
TMS securely delivers a single seamless token, combining multiple individual tokens, making commerce easier. With a 360-degree view of each customer and how they behave you can give them a personalized experience. Empowering merchants, acquirers and technology partners to offer customers more flexible and creative ways to pay that increase engagement and loyalty.
Token ID empowers banks, merchants, regional networks and clearing houses to build, manage and control their own tokenization capabilities. Token ID enables you to create new, secure digital payment experiences by expanding tokenization beyond card payments to support automated clearing house (ACH) and real-time use cases.
Build, protect and enrich your digital experiences.
From brick-and-mortar through to omni-channel and subscriptions, Visa gives merchants the freedom to innovate new customer payment experiences with world-class security.
Potential benefits:
