Visa Brings Secure, Convenient Payments to iPhone 6 and 6 Plus
In addition, Barclaycard,
“Today marks a new era for Visa and the payments industry. Combining the power, reach and security of Visa’s network with a new payment experience from
Visa cardholders making purchases using Apple Pay will enjoy all the same benefits they have when shopping with traditional Visa credit and debit cards, including advanced security coverage with real-time fraud monitoring, zero liability protection for unauthorized purchases, rewards programs, and international acceptance where merchants have installed contactless terminals.
Setting up Apple Pay
If a Visa account holder is already a member of iTunes, the cardholder can simply select the credit or debit card from their iTunes account as the default for Apple Pay purchases. Alternatively, they can use Apple’s iSight camera to capture their Visa card information or manually type in their Visa payment card information. The first card added to Apple Pay automatically becomes the default account; however the account holder can go into Passbook at any time to change their default card or add a new card.
Why Visa Payments with Apple Pay are Safe
When paying with Visa through Apple Pay, the account holder’s personal account information, including the 16-digit credit or debit card number, is never stored on the phone or by the merchant. Instead, Visa’s new technology generates a unique digital account number that is a proxy for the primary card number, and is used to facilitate the payment. Digital account numbers are device-specific, meaning they are designed to only be used to make purchases with a specific mobile device or phone. In the event that the device is lost or stolen, the digital account number can be disabled without the need to reissue the primary payment card.
Thanks to the use of digital account numbers, payments with Apple Pay are private. Only the consumer’s bank has access to the transaction details for billing, risk analysis and rewards management purposes.
How to Make a Payment with Apple Pay
Visa cardholders can make in store purchases with their iPhone 6 or iPhone 6 Plus by holding the phone in front of a contactless reader and placing their fingertip on the Touch ID to authorize the payment. More than 220,000 merchant locations in the U.S. have installed contactless readers. Visa account holders can also make purchases within apps using iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3.
Caroline Capers, +1-415-519-3027 (mobile)
Jake Standish, +1-415-770-3027 (mobile)
Tom Suiter, +1-415-730-6521 (mobile)