The Visa Direct platform can be used to reach more than three billion consumer card accounts around the world. Available through a comprehensive Visa Direct API library, financial institutions and technology partners can quickly build real-time payment solutions through a feature-rich suite of web services on the Visa Developer Platform.
Visa Direct offers:
Speed: Transactions are processed in real-time.¹
Simplicity: An improved customer experience to enable instant payments to all eligible U.S debit or prepaid cards.
Security: A safe way to pay your customers, backed by Visa’s leading payment security.
Scale: The support of Visa’s trusted expertise and capabilities to help you as you launch, grow, or enhance the payment experience for your customers.
¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.