Winners - Ideas Happen 2003

Winners - Ideas Happen 2003

Inspiring new beginnings

Visa is proud to support the creative spirit and boundless energy of our Ideas Happen winners. We believe that building a better community starts by helping people build their dreams. Our twelve outstanding innovators each received $25,000 from Visa to help them launch their ideas. We can hardly wait to see what they’ll do next.


Leslie H., MD
Compact Credit/Entrepreneur

In today’s world it’s common for people to carry multiple cards. Typically credit cards, debit cards and Drivers’ licenses. All of theses different cards can get to be cumbersome. What if all cards and identification could be put into just one universal card? Think how convenient that would be! Such an innovative idea! This one card the size of a regular credit card would have access to whatever types of accounts an individual had. For example say a person had a Discover account, a Visa account, a Macy’s account, a debit card, and a license all-accessible through one card. When making a purchase the card would be swiped/scanned and the option would come up for how to pay. Then the corresponding account that the person would like to use would be selected. Besides being convenient, this would also offer added security because the person’s picture would be on the card, possibly even a fingerprint. If the card was lost or stolen then it would only need to be reported by contacting one number. I have thought about the fact that most credit cards like having their name or logo on their card for marketing purposes. A solution to this could be to let the person select which logo or bank name that they want to appear on their card. Perhaps banks or stores would offer rewards programs to have their logo on the card. I feel this is going to happen eventually, so why not sooner then later?