You can feel confident about safety when you use your Visa card. Our multiple layers of security prevent, detect, and resolve unauthorized use of your card information. And if fraud should occur, you are never held liable for unauthorized charges.1
PREVENT
Visa takes proactive steps to ensure that your information isn’t used fraudulently, online or off.
Verified by Visa
Activating Verified by Visa gives your online transactions an extra layer of protection by allowing you to select a personal password that confirms your identity at the checkout of participating merchants.
3-Digit Security Code
If you make a purchase by phone or online, the code on the back of your Visa card confirms that the card is in your physical possession.
DETECT
Our best-in-class systems detect fraud in real time, while you’re shopping, so that action can be taken right away to minimize the impact.
Real Time Fraud Monitoring
Visa uses sophisticated behavioral profile models to continuously monitor our network for disruptions in typical spending patterns so we can identify and respond to fraudulent activity immediately.
RESOLVE
You’re 100% covered in the event your card information is used to commit fraud. We’ll help you regain control of your account and safeguard it for the future.
Zero Liability
You are not held liable for unauthorized purchases made using your Visa card, whether the transaction occurs online or off. 1
Identity Theft
Access to confidential assistance for help recovering from identity theft. Just call (866) ID-HOTLINE to reach trained volunteers.