WHAT'S YOUR CREDIT IQ?

Test your credit savvy with this quick quiz. Answer as close to your situation as possible. Then check out your Credit IQ at the bottom of this page.

  • When do you tend to pay your credit bills?
  • AWhen I receive them
  • BAs close to the due date as possible
  • CI skip some payments
  • What portion of your credit card bills do you pay each month?
  • AThe entire balance
  • BA good portion of the amount I owe
  • COnly the minimum payment
  • How much of the credit line do you owe on your credit cards?
  • ANone, I pay my entire balance each month
  • BLess than half
  • CI have charged up to the limit on most of my cards
  • How much of your monthly income goes to pay credit card bills?
  • ALess than 10%
  • B11%-20%
  • CMore than 20%
  • Do you know your credit card debt?
  • AYes
  • BI have a rough estimate
  • CI'm afraid to add it up