Use Your Card

Now that your pay is automatically deposited onto a Visa Payroll card, you can shop where you want, pay bills with ease, and get cash when and where you need it.

Immediate Access to Your Money

Talk about convenience. Your card is automatically funded every payday. Even if you change jobs, you can take your card with you.

Where to Use It

Use your card online, over the phone, and at the millions of places where Visa debit cards are accepted – restaurants, supermarkets, clothing stores, drug stores, web sites, gas stations, and many more. You can't overspend and your money is replaced if the card is lost or stolen.
If your purchase is greater than the balance on your card, you will need to use a second form of payment – cash, check, or credit card – to cover the difference. Simply tell the cashier in advance how much to deduct from your Visa Payroll card and how much you will pay with the second payment method.

Pay Bills

You can use your Visa Payroll card to pay just about any bill. Follow the instructions on your bill and enter your card details as requested. Then decide what you'll do with the time you save.

Get Cash

To get cash at the ATM, insert your card into the machine and enter your PIN. Select "checking" to make a withdrawal and enter the amount of cash you want. To get cash back when making a purchase, swipe your card, enter your PIN, choose the "debit" button, then select the cash back amount from the screen options.

Special Card Discounts

Your card comes with access to great deals and discounts from popular merchants you use everyday. Go to Visa Discounts to browse our featured offers.

Return Items

When you return an item, you'll need the Visa Payroll card you used to make the purchase. If the merchant's return policy allows it, the merchant will credit the amount back onto your card. The credit usually takes three to seven business days to appear. Learn more

Go Ahead — Add More Cash

Want to store your cash in a safe place? Put it on your Visa Payroll card. In addition to your pay, some Visa Payroll cards can be instantly loaded with cash wherever you see a Visa ReadyLink logo. Visa ReadyLink is a convenient, hassle-free service that lets you instantly add funds to your Visa Payroll card at places where you shop every day. Just take your card and cash to the register or kiosk, follow the instructions, and always save your receipt. Contact your card provider to see if you can reload your Visa Payroll card with Visa ReadyLink.

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