Use Your Card

Automatic availability

Setting up direct deposit to your Visa Prepaid card is easy, with just one form from your HR department. No waiting for a check, no lines, no hassle.

Load and go

Activate and load your Visa Prepaid card so you can use it anywhere Visa Debit cards are accepted.

Purchase Security

Did you know your Reloadable Visa Prepaid card could help you replace, repair, or reimburse some of your stolen or damaged items purchased with the card? This video shows you how.

How to load your tax refund

You don't have to wait for a check in the mail to get your tax refund. Just have it electronically loaded to your Visa Prepaid card.

Use Your Card

Your Visa Prepaid card1 gives you immediate access to your money so you can shop where you want, pay bills with ease, and get cash when you need it. Activate it and enjoy.

Activate it

Follow the activation instructions that came with your card. Then immediately sign the back to keep others from using it. Watch this video to see how easy it is to activate your card.

Keep it loaded with cash

Your card can be instantly loaded with money wherever you see a Visa ReadyLink logo while you're shopping. Just take your card and cash to the register or kiosk, follow the instructions, and always save your receipt. Watch this video to see how simple it is to load money to your card.

Direct Deposit

Talk about convenience. Have your card automatically funded with your paychecks, tax refunds, or government disbursements (i.e., Social Security or child support). Contact your card provider via their toll-free phone number or website to learn more. You can also watch this video to see how to set up direct deposit.

Where to use it

Use your card online, over the phone, and at the millions of places where Visa Debit cards are accepted — supermarkets, clothing stores, drug stores, restaurants, web sites, gas station pumps, and many more. Your money is replaced if the card is lost or stolen through Visa's Zero Liability policy.2 Learn more.

Pay bills

You can use your Visa Prepaid card to pay just about any one-time or recurring bill. Follow the instructions on your bill and enter your card details as requested. Then decide what you'll do with the time you save.

Purchase Security

Your Visa Prepaid card features Purchase Security that protects many transactions for 90 days after your purchase.3 Learn more (PDF, 60k)

Get cash

To get cash at the ATM, insert your card into the machine and enter your PIN. Select “checking” to make a withdrawal and enter the amount of cash you want. To get cash back when making a purchase, swipe your card and choose the “debit” button, then select the cash-back amount you want from the screen options, and enter your PIN. Learn more.

Make purchases greater than your balance

If your purchase amount is greater than the balance on your card, some merchants may allow you to use a second form of payment—cash, check, or credit card—to cover the difference. Simply tell the cashier in advance how much to deduct from your Visa Prepaid card and how much you will pay with the second payment method. Learn more.

Return items

When you return an item, you'll need the Visa Prepaid card you used to make the purchase. If the merchant's return policy allows it, the merchant will credit the amount back to your card. It usually takes three to seven business days for the credit to take effect. Learn more.

Related Information

Purchase Security Benefit for Reloadable Visa Prepaid card (PDF, 60k)

Zero Liability Policy
Shop without the risk.

Reload Your Card
Find a Visa ReadyLink location closest to you.

Get Visa Direct Deposit For Benefit Payments
Get federal government benefits loaded on a Visa Prepaid card.

1 The Visa Prepaid Card is a reloadable card. Certain fees and conditions may apply. For details, check with your card provider.
2 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.
3 Certain restrictions, limitations, and exclusions apply and benefit configuration may vary. Please refer to your Guide to Benefit or contact your issuer for full program terms and conditions, and to confirm specific coverage levels.