Terms of Use

Introduction

Visa U.S.A Inc. ("Visa") maintains 'visabusiness.com/score' (the "Site") for your personal information. Please feel free to browse, download from, and otherwise use the site. At the same time, please remember that your access to the Site is subject to the following rules (the "Rules") as well as all applicable laws. By accessing and using the Site, you accept and agree to the Rules without limitation or qualification, and acknowledge that any other agreements you may have with Visa are superseded by the Rules, to the extent any conflict exists as it pertains to your use of the Site. If you do not agree with these Rules, please do not use the Site.

Visa may at any time revise these Rules by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time.

Use of the Site

Access to and use of the Site is subject to all applicable international, federal, state and local laws and regulations. Unless otherwise specifically indicated, you may download material displayed on the Site for personal, non-commercial use only. You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of or material displayed on the Site for any public or commercial purpose without the written consent of Visa or any third party Visa deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the Site you make and distribute for any purpose must also include these Rules. You may not access or use the Site in any way that could or is intended to damage or impair the Site, or any server or network underlying the Site, or interfere with anyone else's use and enjoyment of the Site.

Copyrights, And Other Proprietary Rights

You should assume that everything on the Site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of Visa. Visa neither warrants nor represents that your use of the material displayed on the Site will not infringe rights of third parties. Any product, service, program, or technology described on the Site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights). Any such right that is not expressly licensed herein is reserved by Visa.

Trademarks and Brand Names

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of Visa and other third parties. VISAĻ is a registered trademark of Visa International Service Association. Name of Site is an unregistered Trademark of Visa. Nothing contained on the Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of Visa or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the Site is prohibited. Visa aggressively enforces its intellectual property rights, including via civil and criminal proceedings. Please note that the presence of a third party's logo does not constitute an endorsement by Visa of a particular company or organization, or its programs, products, or services.

Accuracy of Information

While Visa may use reasonable efforts to include accurate and up-to-date information on the Site, Visa makes no warranties or representations as to the accuracy, timeliness, or completeness of any such information. Visa does not in any way make any warranties, representations or guarantees about results that may be achieved by using or following the information contained on the Site or that the information provided will fulfill any particular purpose or need. Visa may periodically add, change, or improve any of the information, products, services, programs, and technology described on the Site without notice. Visa assumes no liability or responsibility for any errors or omissions in the content on the Site.

Disclaimer and Limitation of Liability

The information on this Site does not constitute legal, financial, accounting or other advice and should not be relied upon as such. You should obtain your own legal, financial or accounting counsel for such advice. Your use of the Site is at your own risk. The information and services provided or referenced on the Site are provided "as is" and "as available", without any warranties or representations, whether express or implied, of any kind. To the maximum extent allowed by law, neither Visa nor any other party involved in creating, producing, or delivering the Site is liable for any direct, indirect, incidental, consequential, or punitive damages, however, caused, arising out of your access to, use of, or reliance on, the Site, even if Visa has been advised of the possibility of such damages.

Links

Visa has not reviewed all of the sites which are linked to or from the Site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. Visa is not responsible for the contents of any site linked to or from the Site, and your connection to any such linked site is at your own risk.

Termination

Visa reserves the right to deny use of all or part of the Site to any user for any reason without notification. Visa may, in it sole discretion and at any time, modify or terminate the Site and remove or refuse to post any information, content or materials.

Legal Information

The Rules will be governed by and construed under the laws of the State of California, excluding only its conflict of law provisions. Each party to the Site Rules hereby submits to the exclusive jurisdiction of the courts within the State of California, and waives any jurisdictional, venue, or inconvenient forum objections to such courts.

Any failure by Visa to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any provision of the Rules is found by a court of competent jurisdiction to be invalid, you, Visa, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining Rules provisions shall retain their full force and effect.

You agree to follow any applicable laws in your use of the Site. Among other things, United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the Site to or from any countries or foreign nationals in violation of such laws or regulations.

Please also read over the Site Privacy Policy, which is part of the Rules and which you accept. If you have any questions, comments, or complaints about visabusiness.com/score, please feel free to send a letter via US Mail to:

Visa U.S.A. Inc.
P.O. Box 194607
San Francisco, California 94119-4607