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Process more transactions and help increase customer satisfaction


Because Visa cards are quicker and more convenient than cash, consumers are increasingly using them in grocery stores, restaurants, gas stations, and other merchants where typical transactions are small – often less than $25. The decision to use a card often hinges on speed and convenience.

Visa Easy Payment Service makes these transactions faster and easier for both merchants and consumers.

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Benefits


For customers: Faster service and fewer tasks at point-of-sale
Because no signature is required, transactions can be completed faster, which means shorter lines and less waiting for your customers.

For merchants: More transactions, chargeback protections, and greater customer satisfaction
Faster service means a better customer experience. Since no signature is required and there are merchant chargeback protections, there are fewer tasks, less hassle, and the potential for greater customer satisfaction and loyalty.

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How It Works


No Signature or PIN
When a transaction qualifies for VEPS, most merchants can process the transaction without a signature or PIN. In addition:

  • Merchants are not required to provide a receipt, unless requested by the cardholder
  • Merchants are not required to retain receipts for qualifying transactions
  • Merchants benefit from increased chargeback protection


Qualifying Transactions
VEPS is available on all Visa card types as long as the transaction is:

  • A Visa purchase transaction
  • Conducted in a face-to-face environment for transactions of $25 and under
  • $15 or under for transactions if conducted in unattended environment
  • Authorized
  • Conducted through a merchant with an approved Merchant Category Code (MCC)*

*Over 98% of Merchant Category Codes qualify

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Getting Started


No registration requirements.
There is no additional fee and no registration requirements. Simply run qualifying transactions as normal, but skip the signature and provide your customers with a receipt if they request one.

For more information, please contact your acquirer representative. If you are not currently accepting Visa, you may wish to contact the bank with which you have your business relationship (your merchant bank), or choose from this Acquirer list.

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FAQ

For more information about Visa Easy Payment Service and how it can benefit your business, see our Frequently Asked Questions.

 

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