Visa Commercial Card

Simplify financial management with Visa

The Visa Commercial card combines many of the most powerful Visa business payment solutions into a single, flexible card for travel and entertainment costs, procurement, fleet expenses—or any combination of the three.

Here are some of the ways that a Visa Commercial card can simplify your financial management:

• Segment employee card use into categories that apply to your reporting structure.
• Authorize spending categories based on individual employees.
• Gain a wealth of purchase data, and a consolidated picture of your company’s spending.

Ideally suited to mid-sized companies, the Visa Commercial card also can support large companies looking to re-engineer existing stand-alone payment programs for the increased efficiency of an integrated approach.

Advantages

Visa unsurpassed acceptance gives you the flexibility to use your Visa Commercial card at locations wherever Visa credit cards are accepted worldwide.

Here are some of the ways a Visa Commercial card account can help you:

• Convenient payment for almost any business-related transaction, from office supplies to airline tickets.
• Cost-effective purchasing and accounts payable processing.
• Decreased card administration, freeing company resources.
• Improved management reporting that allows your company to group and analyze spending data by expense type, Merchant Category Code, geography, and more.

Enjoy a broad set of benefits and programs to enhance security and convenience while saving your company money, all with around-the-clock support from Visa.

Features

A variety of centralized and individual billing and payment options help ensure that your payment program aligns with your business needs.

Here are some of the ways a Visa Commercial card can save you time and money:

• Precise spending guidelines give you complete control over employee card use.
• Flexible limits and controls enable you to manage spending and ensure compliance with company policy.
• Pre-set controls let you define use by employee category, and choose the functionality you require for each individual employee.
• Restrict card use to specific types of purchases, or set spending limits by department, division, and employee.
• Accommodate specialized needs such as tracking and controlling employee relocation, temporary services, project management, and departmental expenses.

Information management

Visa Commercial enhanced data gives you detailed and consolidated spending information for fleet, travel, and purchasing transactions.

The Web-based Visa Information Management service lets you view detailed spending and manage your Visa Commercial card program. Use the data and tools to support agreements with key suppliers, and accounting and reconciliation functions. Visa can also help you facilitate regulatory reporting such as IRS Forms 1099 and 1057.

Integrate procurement and spending data directly into your company’s accounting systems or other financial applications.

Benefits*

Visa Commercial cardholders enjoy exclusive benefits and programs that enhance convenience and value potentially saving your company money.

• Auto Rental Collision Damage Waiver
• Cardholder Inquiry Service
• Emergency Card Replacement and Emergency Cash Disbursement
• Lost/Stolen Card Reporting
• Travel and Emergency Assistance Services

Global access

The Visa Multinational Program provides international businesses with a single point of contact for streamlining global payments and information management while providing their local offices and employees with a seamless, convenient payment solution.

With this program, you can benefit from:

• Global data and reporting
• Currency conversion
• Access to Visa regional expertise